Fairview’s Insurance Coverages for Individuals.
Fairview’s expert staff works with individual clients to assess their needs for personal insurance so that they can protect their assets, dependents and beneficiaries. We then work with highly rated insurance carriers to provide the most appropriate and cost-effective coverage. We design insurance plans for:
• Auto and recreation vehicles…
• Homeowners…
• Renters…
• Condominium owners…
• Flood…
• Valuable articles…
• Personal Excess liability (umbrella)…
• Life...
• Health...
• Disability.
We strongly encourage combining auto, homeowners and personal excess liability (umbrella) insurance, not only because of the excellent discounts offered by doing so, but because this package approach also provides convenient and comprehensive coverage for you.

Auto and Recreation Vehicles Insurance. Fairview will find the best coverage for your car, motorcycle, antique auto and recreational vehicles.

Auto insurance provides property, liability and medical coverage, protecting you against financial loss if you have an accident, experience damage to your property or theft, cause bodily injury or property damage to another person and sustains injuries requiring hospitalization or rehabilitation. Some policies cover funeral expenses. Auto policies also include uninsured motorist coverage, in circumstances when the other driver does not have adequate limits. Towing and rental expenses are also covered.

Insurance for recreation vehicles provides the same type of coverage for your travel trailers, motor homes, mobile homes, snowmobiles and watercrafts.

Homeowners Insurance. Fairview offers coverage for medium- to high-valued homes. Homeowners insurance protects your home and personal belongings. It covers you if you’re found liable for bodily injury or property damage to others when they are on your property. It may also cover expenses you incur while your house is being repaired or rebuilt, such as hotel costs.

Renters Insurance. Renters insurance covers your belongings and provides liability protection liable for bodily injury or property damage to others when they are in your apartment.

Condominium Owners Insurance. This type of insurance covers your personal belongings and liability if you own a condominium. It also covers the additions and improvements that you make to your condo unit in case it is damaged by fire or other specified causes.

Flood Insurance. Because homeowners insurance does not cover damages caused by floods, Fairview can help you protect your home against this unpredictable natural disaster. Flood insurance is important for a home in any location since 30 percent of all flood losses occur outside a floodplain.

Valuable Articles Insurance. Valuable articles insurance helps you to protect your prized possessions and collections, such as jewelry, furs or baseball cards.

Personal Excess Liability (Umbrella). Expensive lawsuits are common today. What happens when someone slips on your sidewalk and sues you? A standard homeowners policy does not necessarily cover all of those expenses. Obtain additional protection for these types of situations, through a personal excess liability (umbrella) policy. It provides an extra layer of liability protection should you be found liable for causing bodily injury to other people or their property and the damages are beyond the limit of your policy. These policies usually have small premiums and are extremely important for people with many assets to protect.

Protect Yourself with the Right Insurance
For more information on Fairview’s personal insurance services, please contact Dana Montagna at 800.372.2558 or dmontagna@fairviewinsurance.com.


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Copyright 2006 Fairview Insurance Agency Associates, Inc. 1-800-452-5376
Site last modified: November 2006