Fairview's Insurance Coverages and Services for Businesses and Municipalities.
Obtaining the optimum insurance coverage for your organization at the lowest price possible is crucial. Fairview helps you meet those objectives through flexible, customized commercial property and casualty plans.

Working with the Best Insurers.
Fairview works with a select group of insurers that are A+ or better by insurance rating agnecy AM Best. We feel this group of insurance companies represents the best value for our clients because of their record of safety, stability, quality products and strong servicing. Depending on the client requirements, we may often recommend policies from several of these carriers.

We work with the following insurers for our clients' commercial needs: AIG, Crum & Forster, Greater New York Mutual. The Hartford, Philadelphia Insurance, Quincy Mutual, Selective Insurance, Utica National and Zurich.

Broad Range of Insurance Coverqages for Any Situation.
Fairview designs insurance programs for all types of business and organizations. Our coverages include:

Business Automobile. Business automobile insurance provides protection for financial loss resulting from property damage related to your business autos, such as damage due to collision, fire, theft and other perils. It also provides personal injury. protection, rental reimbursement and protection for uninsured motorists.

Business Owners. When you're starting a new business, a business owners policy is ideal for basic property and liability insurance. Should the business experience financial strain due to losses sustained from covered perils, a business owners policy covers the repair or replacement of merchandise and equipment, and enables you to pay your employees.

Property. Property insurance protects against the loss of business property caused by fire, theft, windstorm, hail, explosion, riot, aircraft, vandalism, malicious mischief and smoke.

Commercial General Liability. This coverage is usually combined with property insurance to form a complete commercial package policy. Your company's legal responsibilities will be covered if someone experiences bodily injury while on your property, or property damage occurs.

Excess Liability (Umbrella Policy). This coverage adds protection and security to existing liability policies for commercial general liability policies for commercial general liability and business automobile. It offers coverage for extraneous circumstances not typically covered by those two policies.

Employment Practices Liability. This insurance is designed to protect the corporation, directors, officers and employees for claims resulting from wrongful termination, discrimination, sexual harassment, wrongful discipline and failure to employ or promote.

Workers Compensation. If employees injure themselves on the job, this coverage will protect you from lawsuits, and provide medical care and compensation for the injured. This type of policy may provide managed care credits or dividends if you maintain a safe workplace.

Miscellaneous. Because every company is different, you may have additional needs for insurance. That's why we also provide coverage for the following: boilers and machinery, bonds, business income, commercial crime, directors and officers liability, inland marine, ocean marine, pollution liability, professional liability, and floods and earthquakes.

Put the Right Commercial Insurance to Work for Your Organization.
You work too hard to subject your company or municipality to unforeseen events that can cause irreparable financial consequences. With our comprehensive and customized insurance plan offerings, Fairview will help ensure that your group is fully protected. For more information on Fairview's property and casualty insurance offerins for business and municipalities, please contact Cheryl Grahamat 856.424.8515, 800.452.5376 or cgraham@fairviewinsurance.com.


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Copyright 2006 Fairview Insurance Agency Associates, Inc. 1-800-452-5376
Site last modified: November 2006