Privacy Policy

July 2014

PURPOSE OF THIS NOTICE
Title V of the Gramm-Leach-Bliley Act (GLBA) and the laws of the State of New Jersey generally prohibit us from sharing nonpublic personal information about you with a third party unless we provide you with this notice of our privacy policies and practices, such as the type of information that we collect about you and the categories of persons or entities to whom that information may be disclosed. In compliance with the GLBA and the laws of this state   we are providing you with this document, which notifies you of the privacy policies and practices of FAIRVIEW INSURANCE AGENCY ASSOCIATES, INC.

OUR PRIVACY POLICIES AND PRACTICES

  1. Information we collect:
    1. A) Categories of information collected and sources from which we collect it: We collect nonpublic personal information about you from the following sources: Information we receive from you on applications or other forms; Information we receive from a consumer reporting agency; Information about your transactions with us;

    2. B) Persons from whom information is collected: We may collect nonpublic personal information from individuals other than those proposed for coverage.

  2. Information we may disclose to third parties:
    In the course of our general business practices, we may disclose the information that we collect about you or others without your permission to the following types of institutions for the reason described below:

    1. To insurance companies for the purpose of seeking multiple quotes for your insurance needs;
    2. To a third party if the disclosure will enable that party to perform a business, professional or insurance function for us;
    3. To an insurance institution, agent, or credit reporting agency in order to detect or prevent a criminal activity, fraud or misrepresentation in connection with an insurance transaction;
    4. To an insurance institution, agent, or credit reporting agency for either this agency or the entity to whom we disclose the information to perform a function in connection with an insurance transaction involving you;
    5. To a medical care institution or medical professional in order to verify coverage or benefits, inform you of a medical problem of which you may not be aware or conduct an audit that would enable us to verify treatment;
    6. To the Secretary of the Department of Health and Human Services, if necessary, to make sure your privacy is protected;
    7. To insurance regulatory authority, law enforcement or other governmental authority in order to protect our interests in preventing or prosecuting fraud if we believe that you have conducted illegal activities;
    8. To a group policyholder for the purpose of reporting claims experience or conducting an audit or our operations or services;
    9. To an actuarial or research organization for the purpose of conducting actuarial or research studies.

  3. Your right to access and amend your personal information
    You have the right to request access to the personal information that we record about you. Your rights include the right to know the source of the information and the identity of the persons, institutions or types of institutions to who we have disclosed such information within 2 years prior to your request. Your right includes the right to view such information and copy in person, or request a copy of it be sent to you by mail. Your right also includes the right to request corrections, amendments or deletions of any information in our possession. The procedures that you must follow to request access to, or an amendment of, your information are as follows:

    1. A) To obtain access to your information: You should submit a request in writing to your customer service representative at our agency. The request should include your name, address, social security number, telephone number and the recorded information to which you would like access, The request should state whether you would like access in person or a copy of the information sent to you by mail. Upon receipt of your request we will contact you within 30 days to arrange providing you with access in person or the copies that you have requested.

    2. B) To correct. amend or delete any of your information: You should submit a request in writing to your customer service representative at our agency. (Fairview Insurance Agency Associates, Inc., 25 Fairview Avenue, Verona, NJ, 07044) The request should include your name, address, social security number, telephone numbers the specific information in dispute and the identity of document or record that contains the disputed information. Upon receipt of your request, we will contact you within 30 days to notify you either that we made the correction, amendment or deletion, or that we cannot do so and the reasons why.

  4. Our practices regarding information confidentiality and security:
    We restrict access to nonpublic personal information about you and to those employees who need to know that information in order to provide products or services to you.We maintain physical, electronic and procedural safeguards that comply with regulations to guard your nonpublic personal information.

  5. Reservation of to: right to disclose information in unforeseen circumstances:
    In connection with the potential sale or transfer of its interests, Fairview Insurance Agency Associates Doc., and it’s affiliates reserves the right to sell or transfer your information (including, but not limited to, your address, namer age, sex, ZIP code, state and country of residency and other information that you provide through other communications) to a third-party entity that 1 ) concentrates its business in a similar practice or service; 2) agrees to be Fairview Insurance Agency Associates, inches successor in interest with regard to the maintenance and protection of the information collected; and 3) agrees to the obligations of this privacy statement.

As a valued customer, we respect your privacy concerns. We will provide you with an annual notice. In the event of future changes in our privacy policy, we will provide you with an updated notice.

Fairview Insurance Agency Associates, Inc.,
25 Fairview Avenue, Verona, NJ 07044
973-857-0870 Phone
973-857-9131 Fax
www.fairviewinsurance.com